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NOTE: All correspondence from the financial aid office is sent to your ZagMail account. It is important for you to check your ZagMail often regarding the status of your financial aid.
Your eligibility for federal and state financial aid is based on your documented Financial Need.
Cost of Attendance
- Expected Family Contribution
- Outside Scholarships and Other Resources
= Need for Financial Aid
The cost of attendance is determined each year by the University and includes not only tuition and fees, but also your room and meals, books and supplies, traveling expenses, and cost of living — in other words, the cost of being a student.
It is important to note, however, that the total amount of financial aid a student receives cannot exceed the cost of attendance.
The Expected Family Contribution (EFC) is determined by the Department of Education using your FAFSA information. The EFC is calculated based on a formula developed by Congress using both your income and assets as well as your parents’, unless you are considered independent.
If your EFC is more than the cost of attendance then you do not qualify for need-based aid. You would be considered for the unsubsidized Federal Stafford Loan, the Federal Parent PLUS loan and private loans.
The following list can be used to ensure your financial aid is completed and disbursed in a timely manner. If you have any questions regarding this list or any of the requirements you may have, please stop by or contact our office at finaid@gonzaga.edu or 509-313-6582.
General Requirements |
|
| File your FAFSA (Gonzaga's Federal School Code is 003778). FAFSA available October 1st | |
| Accept or decline all financial aid offers on ZagWeb. | |
| Submit information for unsatisfied tracking requirements on ZagWeb. | |
| Once you have completed your tax return, complete the IRS Data Transfer on the FAFSA. | |
Loans |
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| First time Federal Direct Subsidized/Unsubsidized loan borrowers: Sign a Master Promissory Note and complete Loan Entrance Counseling at www.studentaid.gov | |
| Parent PLUS Loan: Apply for the Federal Direct Parent PLUS Loan after June 1st at www.studentaid.gov | |
Additional Steps |
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| Report outside scholarships you plan to receive for the academic year. | |
| Register for classes. | |
| Calculate your out-of-pocket expenses. | |
| Confirm charges and make payment arrangements with Student Accounts after viewing your bill online. | |
| Review the Gonzaga Guarantee and Satisfactory Academic Progress policies. | |